I keep seeing all of these articles and news pieces about how great it is that stores are reviving their Layaway programs so that people will have gifts for Christmas. I understand that the Layaway system will help people afford to give each other gifts but these articles and such bother me for a couple of reasons.
Layaway is essentially a savings plan. These people are going to a store, seeing something they want to purchase, and instead of being instantly gratified actually paying for items before they take them home. This could be done without the assistance of a business. Companies that offer layaway will charge some type of fee, usually only $5 or $10 and if you change your mind you will lose a percentage of the money that you have already given the company and will still have no gifts. This is potentially a huge problem as our economy shows no signs of improving and it is likely that unemployment will increase as Christmas comes near.
Also, what's so bad about not giving store bought gifts? There are enough services to be gifted or homemade items that are a fraction of the price or potentially free. Why are we not hearing more about people simply choosing to break the gift giving cycle?
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6 years ago
2 comments:
are you making your own gifts this year? there is a blog link on my blog for tip junkie...there are so many cute craft/gift ideas on that site!
you know, i didn't know the difference between layaway and hold until like 3 weeks ago... I am attempting to make some homemade gifts this year... some..
i wanna hear more about your job!
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